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Visit California: What to Do in the Golden Coast

California is a state with everything from snow-capped mountain peaks to the deserts of Death Valley, from quaint towns to sprawling cities with endless tourist attractions.

The state is perhaps known best for its many theme parks in southern California including Disneyland, Knott’s Berry Farm, Six Flags Magic Mountain and Universal Studios. Hollywood is known throughout the world for TV and film production.

But California also offers wonderful scenic wonders including the awe-inspiring redwoods and Mt. Shasta in the northern part of the state, to lovely Lake Tahoe, Yosemite National Park and Sequoia National Forest in central California, to the sunny beaches in southern California. If you’re a wine lover, you’ll surely stop at one or more of the many wineries in Napa, Sonoma and Mendocino counties.

The beautiful Golden Gate Bridge and other attractions

California is home to countless museums, the most famous being San Francisco’s Exploratorium, southern California’s J. Paul Getty, Huntington and Norton Simon, and the San Diego Maritime museums. In San Jose, you’ll marvel at the Winchester Mystery Mansion.

During your visit in California, you won’t want to miss the Golden Gate Bridge, Alcatraz, San Francisco’s Fisherman’s Wharf and Lombard Street, the world’s “crookedest street” in the Bay area.

Take the famous 17-Mile Drive from Monterey, visit Hearst Castle, the Griffith Park Observatory, the San Diego Zoo and Wild Animal Park, Sea World or the Aquarium of the Pacific. Shoppers will love a trip to star-studded Rodeo Drive in Beverly Hills. You can take a breather and catch the taping of television shows in Hollywood.

Sightseeing and much more await you in this beautiful city await you, your friends and your family. One of the most world-renowned destinations California offers it all from city sightseeing, to fun beach excursions, to walking to boardwalk in Santa Monica and Venice Beach. Hipster culture abounds in these nooks and crannies of this region. If you’re in an adventurous mood, head along the coastline on California Highway 1 or travel to local state parks and experience the grandeur of nature, mountainous regions and more.

Experience the spectacle of the Golden Coast. Known worldwide for its famous attractions, long-stretch of beach and majestic mountainous regions — California is a mecca of style, fashion, natural wonders and astute culture and recreation. Extend your vacation and individually visit many other sites on your own including San Diego before departing with us in Los Angeles. Enjoy the wonders of the West Coast in one of the largest and most populous states in the U.S. Leave with a newfound travel bug that may encourage you to revisit this marvelous metropolis, again and again!

7 Steps to Safeguard Employees and Manage The Risk Of California Workers Compensation Claims

There are several things an employer can do to safeguard employees and manage the risk of California Workers Compensation claims. These are:

1. SCREEN WELL BEFORE YOU HIRE THAT EMPLOYEE

Reducing the frequency of your claims begins with hiring the right people for the jobs and duties they perform. Assuring that you are hiring an “A” player will not only improve the productivity and efficiency of your company, but may decrease your workers’ comp costs. Prospective employees that have a history of “job hopping” and short-term employment relationships may also have a history of California Workers Compensation claims. People who have filed fraudulent California Workers Comp claims are often characterized as “quitting” their job, followed by periods of non-employment. Although you may not discriminate against an applicant on the basis of filing a California Workers Comp claim, employers should look out for applicants with a spotty job record. Do your homework on each and every applicant, diligently confirming employment dates and reasons they left their jobs. Also remember to do the following:

Conduct a thorough background check (Research gaps and transitions in employment)
Require a pre-employment physical when appropriate (Typically, there must be a relevant and bona-fide occupational qualification for the testing).
Institute a pre-employment drug testing program.
2. KEEP SAFETY TOP OF MIND THROUGH TRAINING AND SAFETY PROGRAMS

Employees must constantly be made aware of the hazards that in the workplace and their potential consequences. Ill-informed or untrained workers can be contributing factors to occupational injuries. Although California Workers Comp is a no-fault insurance (the insured may pay regardless of who is at fault), many employees caught in accidents can blame their lack of knowledge or training as a contributing factor. To improve safety in the workplace, managers must initially and periodically train employees on proper safety techniques and practices.

Incorporating the training of specific procedures and responsible work practices is an ongoing responsibility. Close the skills gap and keep safe work practices at the “top of mind” for employees. Many safety-conscious employers that I have inspected have large signs that display the number of days since a loss-time injury. Many other successful safety managers have a safety-conscious award that they use to promote individuals “caught in the act” of taking the extra time to following safety procedures. Also follow these best practices:

Keep your Injury and Illness Prevention Plan (IIPP) up to date.
Your employee handbooks should require immediate notification of any injury.
Hold safety training meetings on a monthly basis (especially to avoid common injuries at your workplace).
Conduct periodic inspections.
Abate hazards to avoid injury (document in your IIPP binder).
Offer group and individual incentives for safety-conscious employees.
3. GIVE THEM MORE BENEFITS

Offering medical insurance and retirement benefits provides employees with a higher quality of life. Employees who are uninsured often turn to workers’ compensation insurers to pick up the bill when it comes to “Monday morning” minor strains and sprains, the most common of all injuries. When faced with hefty bills, employees may file fraudulent claims to California workers’ compensation insurance carriers rather than purchase health care out of pocket.

Providing health insurance may afford companies special discounts of 5 to 10% off annual health insurance premiums to help offset the cost of benefits when combined with Workers Comp. Workers Compensation insurers have a strong motivation to reward you; their exposure to fraudulent and non-occupational claims decreases significantly when employees have coverage elsewhere. For example, a joint partnership with Blue Cross of CA and Fremont Insurance may provide a 10% credit to your Workers Compensation premiums in their preferred provider network program. Qualifications apply, so check with your broker.

Another occupational benefit is the implementation of an early return to work program. This program gives employee’s modified duty when recovering from an injury. Implementation of a program will decrease the cost of indemnity payments (lost wages) to the insurer, thus lowering the overall cost of the claim. Another benefit of this program is the continued engagement of the employee. When employees are fully engaged in their work, they are less likely to consider alternatives to resolving their claims of Workers Compensation. With the proper amount of time, rehabilitation, and care, your employee will back to work.

4. TAKE CARE OF YOUR EMPLOYEES

Employees injured on the job often feel apologetic about the damage they have done. Some even feel guilty for tarnishing the company’s safety record or reputation. In any case, don’t let your employee feel alienated or rejected in the wake of an injury. That emotional separation from the employer commonly fuels employee decisions to hire an attorney or get legal advice regarding their claim. When workers’ comp claims are litigated, the cost of claims generally rises. This can affect the loss experience of your company and lead to increases in loss reserves and even your experience modification factor.

Take care of your employees and tend to their every need, especially when a workplace injury occurs. Employees who have been treated fairly rarely see the need to sue their employer for benefits from workers’ compensation insurance claims. Follow these steps:

Is the employee is OK.
Does the employee feels safe.
Does he or she feel discomfort or pain?
Use a fitness for duty test.
Avoid “alienating” employees; spend time caring.
In the event of an emergency, take employee to medical provider of choice.
In the event of an emergency, obtain access to medical records.
In the event of an emergency, correspond with their physician.
5. INVESTIGATE AND LEAVE NO STONE UNTURNED!

Whenever an injury occurs, your government-mandated injury and illness prevention plan (IIPP) requires you to launch an investigation of the accident. Take copious notes and pictures, if possible. Obtain facts about the events and detailed descriptions of the physical characteristics of the claimants, machinery, equipment, facilities, conditions and environment. Ask witnesses to describe the accident in detail and to sign off on their statements. Thorough investigation records that are accurate and timely provide incredible insight into the claim. When a litigated claim finally goes to court or appeal, 18 to 24 months may have passed. Without a detailed description documented on paper, what the employee/claimant says might prevail. Keeping good records can help minimize the cost of the claim. Always remember to:

Take thorough witness statements.
Survey the work area and conditions.
Take photographs of the work area (if possible).
Maintain investigation records in your IIPP.
Update your OSHA 300 log (repeating injury).
6. MANAGE YOUR CLAIMS TO CLOSURE

Claims that are not closed in a timely manner increase your experience modification factor and, thus, your California workers’ compensation premiums. By staying in touch with the medical provider (ideally an industrial medical clinic), employees, and other parties, you can help close out claims and keep your experience low. After a claim is reported to your workers’ compensation CA insurance carrier, a loss-reserve is set aside on your policy based on anticipated future costs to return the employee to work. Such expenses may include medical costs, indemnity payments (lost wages due to injury), vocational rehabilitation, and temporary or permanent disability.

Once a year, your California workers’ compensation carrier sends a report card to the government agency that calculates your experience modification factor for the upcoming policy year. The “Unit Statistical Report” provides workers’ comp bureaus with information both on premiums paid, and losses incurred as a result of injuries. If you have open claims during the time that your unit statistical report is calculated, your experience modification factor may be overstated. Always remember to:

Maintain a good relationship with injured employees.
Report the claim in a timely fashion.
Obtain and audit provider invoices.
Correspond with claims adjuster; Keep a file.
Take steps to close claims.
7. KEEP YOUR ‘EX-MOD’ LOW

Be sure to request a copy of your experience modification (often referred to as your “ex-mod”) worksheet from your state workers’ compensation bureau. This document provides the calculation and factors involved in the development of your mod. Businesses are often overcharged on workers’ compensation insurance premiums due to inaccurately calculated experience modification factors. Another report you should request is your loss run report. This report from your carrier provides you with an accounting of your paid-in premium and your open and closed claims by policy year. Review any open claims and examine any outstanding loss reserves. Be aware that the unit statistical report is sent out 6 months before the NAD

Know that the calculation date is 2 months before the NAD.
Request copy of loss runs, unit stat and experience mod worksheet from carrier.
Take the initiative: In California, you can dispute your experience mod factor!
CONCLUSION

Like many issues that plague businesses today, there is only so much that you can control regarding your costs for Workers Compensation coverage. Failed and insolvent insurance carriers have left the few players in the market holding the seller’s market hostage due to limited underwriting capacity. The underlying imperative to prudent businesses is to manage your controllable costs or hire a firm that with a comprehensive soup-to-nuts solution. In the end, you will find that a concerted approach with your management team, outside resources, and willing employees will be just the ticket to lowering your California Workers Comp premiums. A good insurance broker will help you implement all of the above mentioned suggestions at little or no cost.

Gourmet Food Truck Fad Takes Over Southern California Restaurant Scene

In Southern California, the old-fashioned sandwich trucks are being upgraded to mobile restaurants with menus as varied as the culture. In the face of chain restaurants and high operating costs, many small locally owned food businesses have disappeared and the catering truck industry is stepping into the gap.

The speed of the growth of this new development in the restaurant industry has, at times, created conflicts within some communities. The Southern California Mobile Food Vendors Association was formed to attempt to create a set of “best practices” for operating within the changing industry. While the rules and regulations are still developing, the popularity of the movement with the general public is unquestioned.

One of the many ways the industry is changing is in the use of Web sites and Twitter to let customers know the schedules and locations of their favorite gourmet traveling restaurant. The various truck owners post schedules and menus so their “followers” can easily make plans to meet for their favorite meal. The possibilities are seemingly endless. From a simple grilled cheese to Japanese noodles, there’s something for almost every taste.

The Grilled Cheese Truck – Whether you are looking for that simple grilled cheese or something more exotic, this menu has an answer to the search. The cheese offerings start with the routine American and extend to a creamy Brie (on Cranberry Walnut bread) or Gruyere with lots of savory additions and interesting sides.

Barbie’s Q – If your preference is St. Louis style ribs or pulled pork sandwiches, Barbie’s can supply it along with the traditional sides. They even have a Veggie Burger for those who love barbecue but don’t eat meat. Like many other gourmet food trucks, they also cater.

Skewers on Wheels – A non-traditional meal choice for many Americans, food on skewers lends itself to a wide variety of textures and flavors. From Shiitake mushrooms or tofu to Hawaiian spam pineapple the skewers can be paired with a salad and create a full meal for any taste preference.

TastyMeat – Meat lovers can choose from beef, lamb, or chicken in a savory sauce; add lettuce, tomato, and onions, then wrap it in a fresh flatbread for a delicious quick meal.

Kogi – Combine Korean barbecue with Mexican style and you get Spicy Pork Tacos or Short Rib Burritos and they haven’t forgotten the vegetarians either, Tofu comes in either a taco or a burrito.

Asian Soul Kitchen – For a more traditional Asian meal, try Japanese soul food. Sample Yakisoba, a combination of noodles, veggies, and a flavorful sauce or for a more filling meal order Nijukaga a hearty stew of beef, potatoes, and noodles in a Bonita broth.

Even the old-fashioned ice cream trucks are leaping onto the gourmet, twittering bandwagon.

Coolhaus – Make an ice cream sandwich to order with your favorite cookie and ice cream. Choose from six cookie flavors and fill them with your choice of more than twenty ice creams. From the traditional vanilla bean to white chocolate macadamia, they make an ice cream sandwich new.

Get Shaved – Shaved ice may sound like another version of a “snow-cone”, but the resemblance ends with the basic ingredient. These low-calorie (60-70 calories per 8 ounce serving) come in a myriad of flavors from Banana to Watermelon.

There are trucks that serve at most any hour of the day, from breakfast to dinner time. Whether you are looking for a Southwest Omelet or a slice of Pizza, there’s a truck out there looking for your business. Twitter is the easiest way to keep track, but many are also on Facebook or have their own Web sites.

Fashion Marketing Schools in California – Is Marketing in the Golden State Right

Many people dream of attending fashion marketing schools. In California there are many schools that an aspiring fashion designer or fashion entrepreneur can choose to attend to learn their stuff, if they know where to start looking and if their head is in the right place. Many people think that anybody can afford to go to and get into any of the fashion marketing schools in California, but that is not true.

In essence, the fashion industry is a great deal like the art industry, and art students need to do more than breathe and have a heartbeat to get into art school, don’t they? Even so, if anybody could get into fashion marketing schools, there would be a good many failures and drop-outs as the industry is simply not for everyone.

How to Know If California is Right for You

It is not just fashion marketing schools that must be considered but also whether or not the location is right. California is certainly a beautiful state, but it is also jammed full of people, cars, and smog; that paints a pretty nasty picture but anybody who has ever been to California should know that things are quite to the contrary.

It is a beautiful state with a booming economy in the fashion niche, and it is where many artists and designers actually get their start. If you can’t deal with a little bit of pollution, some rather strange people, and a whole lot of noise and business then most of the fashion marketing schools in California are probably not going to be the best idea for you.

Choosing the Right Fashion Schools in California

If you decide that California is the type of environment that you would do well in, it is just a matter of deciding on the right fashion marketing schools. In California many of the art institutes have fashion divisions and fashion majors that people can get marketing degrees in, but finding the right one for you is the most important thing. If you prefer to learn in a more intimate environment and get individualized attention, then perhaps a private art schools if for you.

Some of the best fashion marketing schools in California are public colleges that don’t have as stringent of an admissions process as the private ones do, yet they still put out graduates. See which colleges graduate the most students and the average cost of attendance as well as other factors that matter to you in selecting a school.

Choosing the right fashion marketing schools is not always the easiest thing to do. Deciding to attend fashion marketing schools in California is a big step, and if you want to be prepared for it you can start now. Do your research and find out which schools best suit your needs and start submitting your application materials. If you can get all of your ducks in a row, this can be one of the biggest steps in your life.

New York Fashion Design School – Get On the Cutting Edge of New York Fashion

New York fashion design school options are some of the many different and promising options that people consider who are looking to go into the world of fashion. If you have dreams about making it in the fashion industry and you think that New York fashion design schools are the type of thing that you could get with, perhaps that is something that you want to keep in mind.

New York City has always been on the cutting edge of the industry and for good reason. They are a cultural super center for the United States, mixed with people of all different types of cultures and attracting tourist traffic at the same time.

Also called the Big Apple, New York is where everything that is exciting in the fashion world happens–there and in Los Angeles. Pet fashion week even takes place in New York City, so needless to say there are a lot of fashion related events that go down in New York City for canines and felines as well as people of the human persuasion.

One of the reasons why New York fashion design schools [http://www.fashion-school-info.com/fashion-designing-schools.html] might be so hot is because this is one area of the United States that gets the chance to experience all four seasons. Even if their winters or summers are a tad bit milder than some of the other big cities in the United States might have to deal with the city gets four season nevertheless, and four opportunities to wear season wardrobes. Winter coats, hats and scarves, summer skirts and shorts, fall sweaters and gloves and spring dresses–the list goes on and on.

Most people wouldn’t have the chance to experience four distinct seasons in other fashion capitals of the world, certainly not hot and humid Los Angeles. That is one thing that makes New York school options so apparent for some men and women, as students are given ample opportunity to try out a lot of different styles of fashion based on the four seasons that the area gets.

New York fashion design school opportunities are about as good as things are going to get for a student who is completing their studies in the United States. New York schools are chock full of some of the best instructors that the industry has to offer, outside of the fact that it is the crème de la crème of the fashion industry. If you don’t know anything about New York’s fashion culture, then perhaps you should rethink your career of choice.

Maintain the Latest Fashion Trend With Fashion Eyeglasses

Sometimes, the same question will get totally different answer even from the same people if asked in different period of time. For example, what’s the main function of eye glasses? The answer might be vision correction in the not-distant-past, but now doubtless is to highlight one’s personal elegance and maintain the latest fashion trend. It is true that people in nowadays pay more attention to fashion and other related factors while buying eyeglasses because vision rectifying is one of the most basic attributes in any eye glasses and is seldom to be considered now. And the emergence of fashion eyeglasses has satisfied many eye wear users who are in need of both fashion and perfect vision effects.

Similar to what is mentioned above, fashion eye glasses emphasis greatly on fashion. They can to a great extent explain the meaning of fashion by highlighting some unique elements that most stylish and trendy people care most. Therefore, these eye wear are some of the leading products in some top fashion design houses who have made great efforts to find the newest and most popular fashion elements in different fields. So, they can simultaneously display some fashion concepts which can not be found in any single field, but are results of combined elements in all. And it is no wonder why many trendy people tend to pay more attention to these fashionable eye glasses, and less to other accessories.

By and large, while selecting fashion eye wear, a lot of options are available in terms of colors, designs, materials, etc. As for color, it refers to colors on frames, including black, silver, pink, blue, and other fashionable tints. With respect to design, it can be made according to wearers’ different demands, like oval, rectangle, wrapped or unwrapped, etc. There are also many top fashion eye wear made from high quality materials, like memory materials, etc.

People with fashion eyeglasses can not only give others a good impression, but enjoy great confidence. With these eye wear, wearers’ personal images will be greatly boosted to be perfect and can always leave a good impression onto others. Moreover, the possibility that other people around have to cast envious glances can greatly enhance wearers’ confidence. With good reputation and great confidence, people may find their lives much happier and in turn pay more attention to eye wear with greater fashion trend.

Though it is said that what fashion eye glasses emphasize most is fashion, vision correction is also very important. Because vision rectifying is basic, but if the base is not solid, they can never be called glasses, let alone fashion glasses. Therefore, fashion eye wear can also play the same role like other professional eye glasses. Usually, if well prescribed, fashion eye glasses are also perfect devices to rectify all treatable vision errors, like myopia, hyperopia, astigmatism, etc. Especially, these prescription fashion eyeglasses are very popular among wearers with different vision needs.

In a word, fashion eyeglasses can present wearers with the latest fashion and the best feeling.

Become a Fashion Designer With Creativity and Passion

To become a fashion designer, you must be a very creative person with an eye for style. Fashion designers are people who conceptualize and create outfits that clothing companies will sell to consumers. They follow current fashion trends and determine what people will consider stylish and fashionable.

Fashion designers often know that it is an interest of theirs at young ages. As children they liked to dress themselves and their toys in different outfits and liked to come up with new and interesting ways to wear and match different accessories. They also generally take an interest in fashion magazines and celebrity fashions at an early age as well. However, if you are interested in becoming a fashion designer and you have an eye for what looks good on people, there are many opportunities to get into the business.

As you would expect, in order to become a fashion designer, you must have a great interest in fashion trends and clothing. It is a good idea to follow fashion magazines and watch fashion shows to get ideas for new designs and trends. Try to determine what will be popular in the future and think of outfits that could fit these new trends.

If you don’t already, it is a good idea to learn how to sew and make clothing. Though a professional designer is not usually required to create the clothes themselves, having a knowledge of how clothes are made will help in the design process. It is also good to have these skills in order to create basic prototypes of your design ideas so that you can more easily promote them.

As a fashion designer, one of your main jobs is to sketch the designs for your clothing ideas so others will know what your new outfit is intended to look like. A good fashion designer must be able to produce detailed and accurate designs for their clothing ideas. Part of this is having a knowledge of different cloths and materials, knowing how to draw accurate body proportions, as well as the ability to choose and mix colors.

If you do not know how to sketch designs properly or effectively, it may help to go to a design school or take design classes. Though a degree in fashion design is not required to find a job, it is extremely helpful because it lets potential employers know that you have a working knowledge of the industry as well as how to draft accurate designs. Many colleges and universities offer programs in fashion design and you can choose to take a two year or four year track.

Whether you decide to attend a school or not, be sure to keep a portfolio of the work you have done. When you apply for jobs, you should be able to produce a number of sample designs that you have come up with. This will give your clients an idea of your sense of style.

Do whatever you can to learn about the industry. Read magazines, talk to professionals, watch TV programs, and whatever else you can do. The more you know, the better chance you will have in achieving success as a fashion designer.

Style and Innovation Together Makes Fashion Technology

Course in fashion is one of the most sought after careers by today’s young generation. With more and more people becoming fashion conscious it has become essential to be always aware of the latest trends and styles. In fact wearing well stitched clothes combined with the right colors and right fabric has become more of a necessity. Whether it is an interview, a social gathering, a wedding, a formal or informal party; we are mostly judged more by our clothes than anything else.

Therefore most individuals nowadays try to buy designer clothes that speak of the latest trends. Fashion institutes are also on the rise as the young generation is not only trying to stay in vogue but seeking career in fashion technology that can help them to be the trend setters. This is a glamorous field with great career options and immense potentiality for exposure in the market. Fashion professionals can become renowned and create a name for themselves both nationally and internationally. But it is a misconception that a course in fashion is a piece of cake. In fact fashion and technology have become the most integral parts of our lives today. Perfect style and latest trends come with innovative ideas and modern thinking. And fashion colleges teach their students the technique of putting their innovative ideas on fabric.

The curriculum of fashion institutes in India is quite rigorous and just as professional courses in any other field require time, dedication, patience and continuous hard work; so is the case with courses in fashion. A person pursuing this career should also have some amount of creativity accompanied with an eye for detail, imagination and at least some amount of drawing skills. But most fashion colleges make their students completely prepared before they step out into the industry. The options are innumerable with the scope to grow really famous and technically expert; provided you are willing to work hard.

Students pursuing fashion technology can choose options of becoming:

* Fashion designer
* Illustrator
* Merchandiser in garment or export houses
* Fashion consultant for big brands or Retail chains
* Individual designer with a personal brand name
* Fashion writer
* Production Manager
* Quality Controller
* Fabric Manager etc.

The fashion design institutes in India not only offer curriculum that meets the industry standards but also provide hands on experience to their students. They are given practical training and also the chance to earn stipends while still pursuing the course. Therefore it is very important to join an institute that can give you your money’s worth otherwise all your efforts will go down the drain.